Every client is on a different financial journey, and we believe that investment solutions, specifically tailored to you, should reflect that.
We’ve designed our services to assist you in growing your wealth your way.
Conducting a review of your portfolio is a daunting task, often neglected by investors.
Whether you have built your own, or inherited a legacy portfolio, we will review it against 68 metrics to give you a detailed, objective assessment, both on the construction of your portfolio and its underlying investments.
INDIVIDUAL STOCK REVIEW
This service is designed for executives working for a listed company, either ASX or one of the world stock exchanges, and receiving stock options or company shares, or for individual investors. For executive employees, this review considers whether you should you hold or divest of your stock. Perhaps you purchased stock because if was offered at a discount, but you’re not sure whether it is working for you, or whether your funds might be better invested elsewhere. For individuals, you may be considering investing in, or divesting of particular stocks, or would like to build a diverse portfolio.
The question of whether to hold or sell, depending on the size of the investment, is an important one. Engage IP to help you make wise decisions through diligent research and objective market analysis. Our independent review employs the same rigour applied to bespoke reviews, which can reveal intelligence that may not come up in general research, empowering you to make smarter, well-informed decisions. This service is appropriate for $100k investment or more.
If you have capital to invest and want to know what a good starting portfolio looks like, this service is for you. We’ll start by gaining a good idea of your overall objectives, determining your requirements for income versus growth, and degree of risk versus capital protection, then help you to construct a portfolio that will achieve your desired outcomes within an agreed framework. Once your portfolio is in place you can opt to have us review it periodically, or you may choose our fully managed service. This service is recommended for a minimum investment in excess of $1m.
Asset allocation is the implementation of your investment strategy, which seeks to balance risk versus reward by adjusting the percentage of each asset in an investment portfolio according to your risk tolerance, goals and investment time frame, with a focus is on the characteristics of your overall portfolio. Asset allocation is one of the most important decisions we will make together. There is no simple formula, and every asset allocation is tailored specifically to each individual. Your portfolio performance is the result of two components – the chosen asset allocation, underpinned by investment selection.
PORTFOLIO MANAGEMENT & ONGOING REPORTING
Portfolio management is the unique combination of art and science, that is the discerning selection and management of a group of investments.
Like any worthwhile asset, the successful management of your investment portfolio requires continual monitoring and fine-tuning over time. Disciplined investing is about actively making changes according to the guidelines set during construction. Think of it like running a business. To do this successfully, management teams require reporting tools such as profit & loss reports, stocktake information, balance sheets and cashflow statements to help then direct management decisions and business growth strategies.
As investors, we too need to have this kind of information at our fingertips to help us intelligently plan, manage, and maximise your investment portfolio, which is why we place such importance on extensive research and analysis. This allows us to monitor and adjust ongoing asset allocation decisions to ensure your portfolio stays on course to meet your objectives.
As an investor, you also need to understand your investments through these reports. Reporting information includes:
- the investments made,
- the results achieved,
- the risks taken, and
- the management and maintenance fees incurred.
Bespoke reporting is typically shared with you on an annual basis, with year-round access via our technology platform, though higher frequency reporting can be arranged by agreement. For example, you may wish to start with quarterly reporting, reducing frequency as time progresses. For any interim questions, meetings may be arranged with your advisor as required.